Happy Palm Sunday! If you are anywhere in the state of Missouri then you get to enjoy the Sunday before Easter with about 9 inches of snow... I think this may be the latest snow storm I can remember. It is hard to believe only a week ago it was 80 degrees out. I'm really sick of having to ask Curt to shovel our driveway :). Anyway, I hope you enjoy the post. A lot of craziness has happened since our last meeting. Enjoy!
The last time we chatted Curt and I had finally found a house. We were going through the closing procedures to become first time homeowners. Everything was going pretty smoothly and we didn't have any real reason to worry. Let's take a step back into time to a week prior to last Friday. I'm sitting at work getting excited about the Happy Hour gathering a bunch of my friends were attending that evening along with us. I'm basically reading the menu in my head trying to figure out what to order. At about 3:30 PM I get a call from Curt saying our realtor, Karen, needs to see us immediately after work and it could not wait. Uh Oh............. So I'm going through all of the of the scenarios in my head as to why we need to have an emergency meeting with her. Everything has been going so well! We had our inspection and everything was already repaired, all of which were minor. I mean the seller lady even gave us a new garage door when all we asked for was a new wheel and bracket. She is the perfect seller! She is so easy to work with. How did we get so lucky? We cancel our plans and head over to our realtor's office right after work to find out the emergency. We go and sit in a conference room with our realtor who begins the conversation with informing us that something has come up with the house and she has not seen this in her 12 years of selling houses (and she sells a looot of houses) and it she was unable to sleep the night before over the discovery.. Great...... This is exactly how I want to start any meeting. When we signed our contract our realtor took the time to explain every single paragraph of the contract because she said we need to know exactly what we are signing. I remember her going over the section regarding title insurance/liens and her advising this is necessary but she has never had anything crazy come up.. Until now...... Apparently our lovely, fantastic seller avoided foreclosure two years back by restructuring her mortgage by including an approximately $16,000 lien on top of her mortgage to the house. Curt and I just sat there and really had no idea what this meant.. This means the seller legally can't sell this house with this lien secured to the house unless she pays it off. Well I can assure you that Curt nor I will be adding $16,000 to our mortgage due to this situation. Basically the seller had two weeks until the closing date to come up with $16,000, find a bank to make this loan an unsecured loan or she has to walk away because she can't close on the home.. Uh what? I asked our realtor how can the seller think she could sell a house with this extra lien/loan. The seller informed our realtor that she had "forgot" about the extra loan. Do people really forgot about an extra $16,000 they owe someone? I am not buying it.. Really? I wish I could "forget" about some of my student loans but the federal government will not ever let me forget them.. Ever..Here we are sitting here with a house secured and now we learn that we won't be able to get it?! I already had the place decorated! Uggggggh! In hindsight, when you ask someone to replace a wheel and bracket but instead they replace a whole garage door, a red flag should pop up about money management procedures..
We technically today are still under contract with the house until 03/29/2013. Our realtor is working tirelessly to somehow salvage the sale but she also is realistic in the changes of the sale happening. We are sadly back to square one in house hunting barring some bank/loan miracle which will have to be completed by Friday. When Curt and I walked out of the office two Fridays ago we tried to find a silver lining with this whole ordeal. We had to because everything was completely out of our control. This may be the most helpless feeling for me. The feeling that everything is spinning out of control and I can honestly do nothing. Anyway back to the silver lining. I had to come up with something positive to avoid a crazy Hannah epic meltdown. We decided three things about this ordeal. First, we decided that we would much rather know now about all of the problems while we still have an apartment until the end of May and haven't loaded up a U-Haul with all of our items. Second, we aren't in the seller's position and have to pay an extra $16,000 before you can do anything. Finally, we will find something better and it just wasn't meant to be. Divine intervention or something I suppose. I must pat Curt and I on our backs because we have really held it together better than I expected. It is now a story we tell and laugh. We figured if we can laugh at the situation then really it will get better. I'm a little stressed about not finding a place before our lease runs out (they already have our apartment rented) but people thus far as been so generous. So many people have offered us a place. It is really awesome to know we have some great family and friends. We will figure it out and everything will come together eventually. Our realtor assures us that we will never have this bad of a house buying experience again. I can only hope that is true. Plus now we have a story that can top anyone else's house buying experience. :)
Thanks for reading my post today. I'm hoping the next post will be bring happier/positive news on the house front. I hope everyone has a nice Easter holiday. If my Mom is reading this post, I can't wait for my Easter basket full of candy :)
H
Sunday, March 24, 2013
Wednesday, February 27, 2013
A House Complete With Snow
This is where I normally start about how I suck big time at blogging on timely manner.. I know blogger world, I must do better. I can't let down the four readers who take time to read the blog.. Yeah, Yeah.. Moving on.. :)
First the big news from the Byrd household is that we finally BOUGHT A HOUSE!! Woot Woot! We looked and looked and looked at houses. I thought we would never find a house and our realtor (who is amazing) kept saying is all you need is one. I felt like I was playing the house lottery. Every week we would go and look at houses and womp, womp, wooomp, we wouldn't find a thing. Either the location or the house in general was not ideal. Our realtor emailed us and told us she found a house that was just listed and we should come and see it because she had a good feeling about it. We went and looked on a Friday night and bought it by Saturday night. The location is ideal for us. It is in a nice little subdivision, which backs up to a park, and is so close to both of our works (roughly 5 minutes for me and 2 for my husband. Growing up in a small town which was 30+ from everything I made it my goal to not spend my life in a vehicle going to and from work. We are dangerously close to Wal-Mart, which is not a plus because I can see my money leaving swiftly due to this. The house is a newer bi-level with a great kitchen, 3 bathrooms, storage and a really nice fenced in yard. Curt is so stoked about this because he wants a dog. I'm pretty sure we will move our stuff and then going immediately to the pound. I'm pretty excited about the whole transition. Yay for being a big kid now.. Does this mean I have to pay a mortgage? I withdraw my yay.. :)
Speaking of mortgages, holy smokes does stress come with buying a house. You see on TV that people buy a house and then take a photo in front of their "it sold" sign and then move on in their happy ways. They do not show you the details behind getting a mortgage and how can they be so happy to pay a down payment. Ahh!! I worked so hard to save that money and then I am going to hand it to an institution who literally is made up of money. It almost doesn't seem fair but I know it is how life works. Don't forget about insurance, inspections, appraisals, closing costs, walk through, property taxes and the dreaded moving. Curt and I did an excellent job of collecting a whole bunch of crap over the past few years. I'm pretty sure I have things that I haven't touched since my last move. Probably time to throw it out so I don't end up on hoarders. I know it will all be worth it in a month but it is getting there that may take a few years off of my life. I'm sure I won't need those years anyway. :)
So we know mortgages may take a few years off of my life but I'm pretty sure snow may take a few more years off of my life. Here in Missouri we were going along pretty smoothly in our winter with the happy Mother Nature. She was on our side and was glad to keep us without the headache of snow. We were forming a lifelong bond. She broke that bond on 02/21/2013. She decided that people in Missouri were horrible and had to make them pay for being centrally located citizens. She decided the only way to punish us was to drop 11 inches of snow on us in a matter of hours.. To make it worse, she decided to do it in the middle of the morning when we were at all work. Noooo, not when we were at home relaxing, watching Wheel of Fortune while Kristin and I root against Curt's contestant, drinking hot coco. We were all forced to drive home in the blizzard of 2013. If you have read my previous posts then you know how I am a safety freak. Insurance is a good fit for me because I know every possible way for someone to get injured. I'm pretty sure Curt hates this game we play.. For instance, take the idea of saving money. I'm a dedicated saver and want to stick with our budget every single month and Curt sometimes thinks it is okay to stray a bit. His reasoning is that you can't take it to the grave with you and money is made of trees.. I on the other hand inform him of all that could go wrong.. Our house could burn down, I could develop a rare kidney disease and have to stop work and we have medical bills, we would get pregnant with octuplets, a meteor could hit our car and I could become in a coma state due to his driving in the snow.. All reasonable expectations, right? Okay back to the snow.. As Curt picked me up from work while there was a blizzard outside he made a decision he will regret the rest of his life.. You see our new home was getting inspected this day and our realtor suggested he go and tag along during this process for a learning experience. This suggestion contemplated a nice sunny day, no a blizzard. Curt was headstrong on going to this inspection even though I was insistent we go immediately home before it got too bad. We went to the inspection for over an hour and watched the snow get worse and worse. Finally after so much grouching, we finally left. We got stuck so, so many times and had to get help and help other people. It took us about an hour to go maybe 2 miles. We got about a mile from our house and realized we couldn't make it up our hill to our apartment. We found a safe place to park and decided to walk up the hill. I will remind you that I am in dress clothes and at the last minute decided to bring my snow boots, which was the best move of the day. Curt and I proceeded to walk up this never ending hill with ice and snow nailing us in the face. We had a conversation that went something like me telling Curt that if we make it to our house then he will die from me strangling him and him advising me he regretted his decision and he made a bad decision. It is humorous now.....
Mother Nature decided to seek revenge again on us poor people of Missouri on 02/26/2013 with another 10 inches of snow.. Come on, like the first 10 inches wasn't enough! Luckily it decided to strike overnight so I didn't have to drive in it during the worst of it. The state of Missouri issued a no travel ban so most people stayed off of the roads and the plows were actually able to plow the snow quickly. My work let me off the whole day (a modern day miracle!) so I got an extra day off. I'm sure I will pay for this later but I'll take what I get for now. I thought Curt and I may end up in divorce during this day off though. About 8am the night before our satellite decided it would freeze up and stop working. Uhhh a day of us not being able to go anywhere and we don't have cable. This is a disaster waiting to happen. Luckily it came back on and we are still married. Ugh first world people's problems. We got up to go to work today and wouldn't you know, it was snowing. Not a light snow but a heavy, fast snow. Ahh!!! So I got ready to go to work the whole time stressed about the drive to work. Curt assured me we wouldn't die and we would be fine. He was somewhat right. The roads were very slick and we even did a 360 turn in the middle of our side road. Luckily, no one was coming and the person behind us gave us lots of room. After about a million heartbeats and Hail Mary's, we finally made it to work. Whew.. May as well call me a snow master.
As always, thanks for reading!
H
First the big news from the Byrd household is that we finally BOUGHT A HOUSE!! Woot Woot! We looked and looked and looked at houses. I thought we would never find a house and our realtor (who is amazing) kept saying is all you need is one. I felt like I was playing the house lottery. Every week we would go and look at houses and womp, womp, wooomp, we wouldn't find a thing. Either the location or the house in general was not ideal. Our realtor emailed us and told us she found a house that was just listed and we should come and see it because she had a good feeling about it. We went and looked on a Friday night and bought it by Saturday night. The location is ideal for us. It is in a nice little subdivision, which backs up to a park, and is so close to both of our works (roughly 5 minutes for me and 2 for my husband. Growing up in a small town which was 30+ from everything I made it my goal to not spend my life in a vehicle going to and from work. We are dangerously close to Wal-Mart, which is not a plus because I can see my money leaving swiftly due to this. The house is a newer bi-level with a great kitchen, 3 bathrooms, storage and a really nice fenced in yard. Curt is so stoked about this because he wants a dog. I'm pretty sure we will move our stuff and then going immediately to the pound. I'm pretty excited about the whole transition. Yay for being a big kid now.. Does this mean I have to pay a mortgage? I withdraw my yay.. :)
Speaking of mortgages, holy smokes does stress come with buying a house. You see on TV that people buy a house and then take a photo in front of their "it sold" sign and then move on in their happy ways. They do not show you the details behind getting a mortgage and how can they be so happy to pay a down payment. Ahh!! I worked so hard to save that money and then I am going to hand it to an institution who literally is made up of money. It almost doesn't seem fair but I know it is how life works. Don't forget about insurance, inspections, appraisals, closing costs, walk through, property taxes and the dreaded moving. Curt and I did an excellent job of collecting a whole bunch of crap over the past few years. I'm pretty sure I have things that I haven't touched since my last move. Probably time to throw it out so I don't end up on hoarders. I know it will all be worth it in a month but it is getting there that may take a few years off of my life. I'm sure I won't need those years anyway. :)
So we know mortgages may take a few years off of my life but I'm pretty sure snow may take a few more years off of my life. Here in Missouri we were going along pretty smoothly in our winter with the happy Mother Nature. She was on our side and was glad to keep us without the headache of snow. We were forming a lifelong bond. She broke that bond on 02/21/2013. She decided that people in Missouri were horrible and had to make them pay for being centrally located citizens. She decided the only way to punish us was to drop 11 inches of snow on us in a matter of hours.. To make it worse, she decided to do it in the middle of the morning when we were at all work. Noooo, not when we were at home relaxing, watching Wheel of Fortune while Kristin and I root against Curt's contestant, drinking hot coco. We were all forced to drive home in the blizzard of 2013. If you have read my previous posts then you know how I am a safety freak. Insurance is a good fit for me because I know every possible way for someone to get injured. I'm pretty sure Curt hates this game we play.. For instance, take the idea of saving money. I'm a dedicated saver and want to stick with our budget every single month and Curt sometimes thinks it is okay to stray a bit. His reasoning is that you can't take it to the grave with you and money is made of trees.. I on the other hand inform him of all that could go wrong.. Our house could burn down, I could develop a rare kidney disease and have to stop work and we have medical bills, we would get pregnant with octuplets, a meteor could hit our car and I could become in a coma state due to his driving in the snow.. All reasonable expectations, right? Okay back to the snow.. As Curt picked me up from work while there was a blizzard outside he made a decision he will regret the rest of his life.. You see our new home was getting inspected this day and our realtor suggested he go and tag along during this process for a learning experience. This suggestion contemplated a nice sunny day, no a blizzard. Curt was headstrong on going to this inspection even though I was insistent we go immediately home before it got too bad. We went to the inspection for over an hour and watched the snow get worse and worse. Finally after so much grouching, we finally left. We got stuck so, so many times and had to get help and help other people. It took us about an hour to go maybe 2 miles. We got about a mile from our house and realized we couldn't make it up our hill to our apartment. We found a safe place to park and decided to walk up the hill. I will remind you that I am in dress clothes and at the last minute decided to bring my snow boots, which was the best move of the day. Curt and I proceeded to walk up this never ending hill with ice and snow nailing us in the face. We had a conversation that went something like me telling Curt that if we make it to our house then he will die from me strangling him and him advising me he regretted his decision and he made a bad decision. It is humorous now.....
Mother Nature decided to seek revenge again on us poor people of Missouri on 02/26/2013 with another 10 inches of snow.. Come on, like the first 10 inches wasn't enough! Luckily it decided to strike overnight so I didn't have to drive in it during the worst of it. The state of Missouri issued a no travel ban so most people stayed off of the roads and the plows were actually able to plow the snow quickly. My work let me off the whole day (a modern day miracle!) so I got an extra day off. I'm sure I will pay for this later but I'll take what I get for now. I thought Curt and I may end up in divorce during this day off though. About 8am the night before our satellite decided it would freeze up and stop working. Uhhh a day of us not being able to go anywhere and we don't have cable. This is a disaster waiting to happen. Luckily it came back on and we are still married. Ugh first world people's problems. We got up to go to work today and wouldn't you know, it was snowing. Not a light snow but a heavy, fast snow. Ahh!!! So I got ready to go to work the whole time stressed about the drive to work. Curt assured me we wouldn't die and we would be fine. He was somewhat right. The roads were very slick and we even did a 360 turn in the middle of our side road. Luckily, no one was coming and the person behind us gave us lots of room. After about a million heartbeats and Hail Mary's, we finally made it to work. Whew.. May as well call me a snow master.
As always, thanks for reading!
H
Sunday, January 13, 2013
2013
Hello 2013. I hope everyone had a nice holiday season. It seems like they take forever to get here and then zip by as fast as a mongoose. Curt and I finally took our Christmas Tree down so the holiday season is officially over for us. I hope you enjoy this blog post. Happy Sunday!
For the first time in my working career I was going to get 12 days off from work. Thank you Christmas for landing on a Tuesday. Curt also was going to have the same days off as me. We weren't going to make any plans and just go with the flow. I was pretty excited for this vacation. Curt kept calling it our break but I had to remind him we weren't getting a Christmas break from school but a vacation. I'm pretty sure if my work gave me a Christmas vacation then I would be a much more productive worker. Anyway, Christmas came and throughout the day I noticed that I had a small sore throat but didn't think much about it. I woke up the next day without it so I thought I was magically cured. This was just a small joke my immune system was playing on me. It is like when you have the stomach flu and you empty your stomach once and think you just ate too much and you are fine because you feel so amazing and then about five minutes later you figure out that you are definitely NOT okay. I was feeling better until that evening when my sickness hit me like a tsunami wave. The amount of sneezes that came out of my body was unbelievable. I spent the rest of my vacation laying in bed trying to figure out how I could possibly manufacture so much snot in my head and why my body hated me so much. I had no idea people everywhere were sick so I guess the one good thing is that I got the sickness out of the way and I watched about 3 seasons of Gossip Girl... I told Curt that if I ever feel like that again then he should take me out back and end it.. He laughed and thought I was joking..... I was... kind of...
Since it is a new year I should join the millions of other people who make resolutions. Of course I should I should eat healthier, go the gym more and of course lose weight. I did go to the gym four days in the last week, which is better than my two months gym attendance combined.. Oops. Curt Byrd refuses to eat healthy at home. I really have no idea why he is 100% against having a somewhat healthy diet but he is. Pick your battles I guess. I'm trying to eat a healthy two meals before I come home to eat fried animals with Curt. My new idea is to eat cereal for breakfast with fruit. Thus far it is working well but who knows how long it will last. My only other resolution was to help more in the kitchen. I am not a fan at all of cooking. If I had to cook for myself everyday then I would live in PB&J and hot dogs and I wouldn't complain. Unfortunately Curt hates both. I'm hoping this year I will be a little better than a helpless duck in the kitchen. Who knows, we may come to your house and show up with a plate full of baked pizza rolls. :)
Curt and I have been having an ongoing debate over online dating. No, no we are not divorcing or in an open relationship. We have been debating whether or not we would get matched together randomly by a website. I keep joking that we would sign up for the free trail the website are advertising now for Valentine's Day. I think we would get matched together but Curt does not think we would get matched together. He would probably hope to get a nicer girl. I think it would be interesting to be a single girl on a website for dating. It would be like window shopping for men. Hello that would be fun! Fun until you actually have to go on a date. There would be no way I would want to go back to the dating world. Hello I am well past my prime. Besides, I usually like my husband. For all of the irritations we have with each other, we still have a special connection. I realized a couple of weeks ago that we really did have a special connection when I made a smart butt comment and he laughed really hard and no one else got it. This means we have to stay together because no one else thinks I am funny. :)
Thanks for reading my post today. Hopefully it wasn't too boring. Enjoy the rest of your day and stay away from germs.
H
For the first time in my working career I was going to get 12 days off from work. Thank you Christmas for landing on a Tuesday. Curt also was going to have the same days off as me. We weren't going to make any plans and just go with the flow. I was pretty excited for this vacation. Curt kept calling it our break but I had to remind him we weren't getting a Christmas break from school but a vacation. I'm pretty sure if my work gave me a Christmas vacation then I would be a much more productive worker. Anyway, Christmas came and throughout the day I noticed that I had a small sore throat but didn't think much about it. I woke up the next day without it so I thought I was magically cured. This was just a small joke my immune system was playing on me. It is like when you have the stomach flu and you empty your stomach once and think you just ate too much and you are fine because you feel so amazing and then about five minutes later you figure out that you are definitely NOT okay. I was feeling better until that evening when my sickness hit me like a tsunami wave. The amount of sneezes that came out of my body was unbelievable. I spent the rest of my vacation laying in bed trying to figure out how I could possibly manufacture so much snot in my head and why my body hated me so much. I had no idea people everywhere were sick so I guess the one good thing is that I got the sickness out of the way and I watched about 3 seasons of Gossip Girl... I told Curt that if I ever feel like that again then he should take me out back and end it.. He laughed and thought I was joking..... I was... kind of...
Since it is a new year I should join the millions of other people who make resolutions. Of course I should I should eat healthier, go the gym more and of course lose weight. I did go to the gym four days in the last week, which is better than my two months gym attendance combined.. Oops. Curt Byrd refuses to eat healthy at home. I really have no idea why he is 100% against having a somewhat healthy diet but he is. Pick your battles I guess. I'm trying to eat a healthy two meals before I come home to eat fried animals with Curt. My new idea is to eat cereal for breakfast with fruit. Thus far it is working well but who knows how long it will last. My only other resolution was to help more in the kitchen. I am not a fan at all of cooking. If I had to cook for myself everyday then I would live in PB&J and hot dogs and I wouldn't complain. Unfortunately Curt hates both. I'm hoping this year I will be a little better than a helpless duck in the kitchen. Who knows, we may come to your house and show up with a plate full of baked pizza rolls. :)
Curt and I have been having an ongoing debate over online dating. No, no we are not divorcing or in an open relationship. We have been debating whether or not we would get matched together randomly by a website. I keep joking that we would sign up for the free trail the website are advertising now for Valentine's Day. I think we would get matched together but Curt does not think we would get matched together. He would probably hope to get a nicer girl. I think it would be interesting to be a single girl on a website for dating. It would be like window shopping for men. Hello that would be fun! Fun until you actually have to go on a date. There would be no way I would want to go back to the dating world. Hello I am well past my prime. Besides, I usually like my husband. For all of the irritations we have with each other, we still have a special connection. I realized a couple of weeks ago that we really did have a special connection when I made a smart butt comment and he laughed really hard and no one else got it. This means we have to stay together because no one else thinks I am funny. :)
Thanks for reading my post today. Hopefully it wasn't too boring. Enjoy the rest of your day and stay away from germs.
H
Thursday, December 20, 2012
One Last Post Before The World Goes Boom
I'm pretty sure I start every post apologizing about how I have neglected my blog. I am just going to skip over that fluff today today in my introduction paragraph. I have desperately missed blogging. My life the last few weeks has been so busy. I learned that 5am exists on a Saturday... twice.. I've been doing overtime at my work (about 30 hours to be exact...) to get everything accomplished for the year end. It is one of those awesome things about working in insurance. I can't complain too much, a job plus a Christmas bonus isn't too shabby. I hope you enjoy the post!
I guess I should start off saying thank you to everyone who decided to spend their last day on earth reading this post. I'm sure hope we meet in our next life.. I have come to the realization that if the world really does "come to an end" then I am just going to roll with it. People are out buying supplies trying to outlast the end of civilization as we know it. I have nothing. Not even a single bottle of water at my house. I'll backtrack and tell you that Curt Byrd does not allow us to have bottled water because he says it will make him female and it should be outlawed. Pick your battles. I picked this battle to let him win and stop drinking bottled water. Hello, how can it hurt me?! I already have a uterus! Anyway, I like to analyze my situation about not really caring about the end of world like this.. Have you seen/read (the book is always better) The Hunger Games? If I were in this scenario I would be the first one dead. I have accepted this fact.. I have accepted the fact that if civilization ends how we know it that I am royally screwed. I don't even camp! I don't know how to built a fire other than by flipping a switch on a fireplace. I would eat every horrible berry out there that would instantly kill me. I have accepted the fact that I would be a goner and really I have no qualms about it. However, Curt Byrd, he would live forever. I really should have been nicer to him........ Hmmm..
Speaking of crazy events, I am going to have a short rant about school shootings and Facebook. I am by no means downplaying what happened last Friday at Sandy Hook. It is an awful, awful thing and I will never be able to understand how someone could do such a horrible thing. I don't have a mental health problem and I thank God everyday that I was created how I was. Obviously the killer had a problem. It is unfortunate that we don't really place more importance on mental health in our society. This may be a little political but bear with me. It is very awesome to see people so concerned about everyone involved in the incident. It is very not awesome to see so many people turn a complete tragedy into a political war. I watched Facebook statuses pour in everyday about gun control, The President, school safety, etc.. It was seriously like the election all over again. I was saddened by the amount of statuses that would rip apart someone and then end the status with something about prayer. I HATE this.. Are you seriously going to throw in prayer after you just ripped someone to pieces.. Bigotry wrapped in prayer is still bigotry... Enough on this subject. Moving forward to lighter and fluffier topics.
Showers.. Not the type with water but the type with estrogen and weddings/babies.. I have never thrown a shower before for anyone before Tuesday. One of my favorite people is having a baby and I volunteered to throw a baby shower for her at work (we work together). Let's back up. I am not a great event planner by all means. It is seriously a miracle of Jenny Clack that my wedding wasn't a disaster. I went to my friend Kristin's wedding last summer and it was one of the prettiest places I have ever seen. I have no idea how people can throw stuff together and make it presentable without a miracle of a wedding planner. Some people just have that awesome gene, I am not one of them. Luckily, I know lots of creative people who are always jumping at the chance to plan events. One of my sister-in-laws has a wonderful friend, Sarah, who is pretty much the planning master of events. I am pretty sure I scored there when we have to throw her a party. :) Anyway, I had no idea where in the world to even begin throwing a baby shower.. My advice to any novice party planner, consult Google. I don't know how anything got done without Google. Luckily the shower went pretty well and my friend got lots of needed items so I will mark it as a success.. I hope this paragraph has detoured anyone else who wants me to throw a party.. Joke.. Kinda.. :)
My work has wonderfully exciting insurance classes they offer to us employees. It really isn't a bad deal. They pay for the test/class, which can count for college classes, it makes you look good and they throw in some money (that's the kicker) for passing the classes. I signed up to take a test on 12-13-12. In September I started reading a book they shipped to me which consisted of 11 chapters with each chapter consisting of about 30 pages.. Plus they give you an online website to take practice tests to help you.. Not too bad right? I mean a few years ago I used to take 5 of these a semester.. WRONG! I have only been out of school a few years but I have found it almost impossible to study again. I have developed a large case of ADHD. I have no idea how people go back to school at a later age. I now have way, way more respect for this group of people. Luckily I passed my test and I can now go back to reading five books a week and blogging again.. Yay!!
My final thought for the day will be about the weather. Today in the wonderful state of Missouri we got snow. Snow is not my best thing. Honestly any sort of weather is not my best friend. I HATE driving in the cold white powder (not cocaine, Nick... Geez..). I pretty much refuse to do any sort of driving in it actually.. Curt gets the lucky task of driving me around in snow. When I came downstairs at about 7:15am this morning there was no snow falling from the sky. I was in a good mood because I didn't have to worry about driving in the bad weather.. I was going on my golly way by making my breakfast so we could leave in about 30 minutes. Half-way through my Cheerios of the multi-grain kind, I looked outside and realized there was snow.... I suddenly became a bitchy drill Sergent.. Poor Curt. He thought he was going to get to enjoy his breakfast in peace because we were avoiding the snow. I started to firmly demand he abandon his mission and put his shoes on (he takes forever to put his shoes on.. It will be the death of me) so we could immediately go to avoid sliding to our death because of slick roads. This is a great mixture of an insurance career and anxiety.. He was sitting at the table and then suddenly I became a crazy.. I feel bad for him a little.. Marriage is so fun.. :)
I hope everyone enjoyed the post and has a great Christmas. After tomorrow I don't have to be at work until 2013.. That is my Christmas gift to myself. Everyone be safe on the slick roads. If you need a reminder on how dangerous they are and how you will die if you drive on them, call me. I'd tell you free of charge!
H
I guess I should start off saying thank you to everyone who decided to spend their last day on earth reading this post. I'm sure hope we meet in our next life.. I have come to the realization that if the world really does "come to an end" then I am just going to roll with it. People are out buying supplies trying to outlast the end of civilization as we know it. I have nothing. Not even a single bottle of water at my house. I'll backtrack and tell you that Curt Byrd does not allow us to have bottled water because he says it will make him female and it should be outlawed. Pick your battles. I picked this battle to let him win and stop drinking bottled water. Hello, how can it hurt me?! I already have a uterus! Anyway, I like to analyze my situation about not really caring about the end of world like this.. Have you seen/read (the book is always better) The Hunger Games? If I were in this scenario I would be the first one dead. I have accepted this fact.. I have accepted the fact that if civilization ends how we know it that I am royally screwed. I don't even camp! I don't know how to built a fire other than by flipping a switch on a fireplace. I would eat every horrible berry out there that would instantly kill me. I have accepted the fact that I would be a goner and really I have no qualms about it. However, Curt Byrd, he would live forever. I really should have been nicer to him........ Hmmm..
Speaking of crazy events, I am going to have a short rant about school shootings and Facebook. I am by no means downplaying what happened last Friday at Sandy Hook. It is an awful, awful thing and I will never be able to understand how someone could do such a horrible thing. I don't have a mental health problem and I thank God everyday that I was created how I was. Obviously the killer had a problem. It is unfortunate that we don't really place more importance on mental health in our society. This may be a little political but bear with me. It is very awesome to see people so concerned about everyone involved in the incident. It is very not awesome to see so many people turn a complete tragedy into a political war. I watched Facebook statuses pour in everyday about gun control, The President, school safety, etc.. It was seriously like the election all over again. I was saddened by the amount of statuses that would rip apart someone and then end the status with something about prayer. I HATE this.. Are you seriously going to throw in prayer after you just ripped someone to pieces.. Bigotry wrapped in prayer is still bigotry... Enough on this subject. Moving forward to lighter and fluffier topics.
Showers.. Not the type with water but the type with estrogen and weddings/babies.. I have never thrown a shower before for anyone before Tuesday. One of my favorite people is having a baby and I volunteered to throw a baby shower for her at work (we work together). Let's back up. I am not a great event planner by all means. It is seriously a miracle of Jenny Clack that my wedding wasn't a disaster. I went to my friend Kristin's wedding last summer and it was one of the prettiest places I have ever seen. I have no idea how people can throw stuff together and make it presentable without a miracle of a wedding planner. Some people just have that awesome gene, I am not one of them. Luckily, I know lots of creative people who are always jumping at the chance to plan events. One of my sister-in-laws has a wonderful friend, Sarah, who is pretty much the planning master of events. I am pretty sure I scored there when we have to throw her a party. :) Anyway, I had no idea where in the world to even begin throwing a baby shower.. My advice to any novice party planner, consult Google. I don't know how anything got done without Google. Luckily the shower went pretty well and my friend got lots of needed items so I will mark it as a success.. I hope this paragraph has detoured anyone else who wants me to throw a party.. Joke.. Kinda.. :)
My work has wonderfully exciting insurance classes they offer to us employees. It really isn't a bad deal. They pay for the test/class, which can count for college classes, it makes you look good and they throw in some money (that's the kicker) for passing the classes. I signed up to take a test on 12-13-12. In September I started reading a book they shipped to me which consisted of 11 chapters with each chapter consisting of about 30 pages.. Plus they give you an online website to take practice tests to help you.. Not too bad right? I mean a few years ago I used to take 5 of these a semester.. WRONG! I have only been out of school a few years but I have found it almost impossible to study again. I have developed a large case of ADHD. I have no idea how people go back to school at a later age. I now have way, way more respect for this group of people. Luckily I passed my test and I can now go back to reading five books a week and blogging again.. Yay!!
My final thought for the day will be about the weather. Today in the wonderful state of Missouri we got snow. Snow is not my best thing. Honestly any sort of weather is not my best friend. I HATE driving in the cold white powder (not cocaine, Nick... Geez..). I pretty much refuse to do any sort of driving in it actually.. Curt gets the lucky task of driving me around in snow. When I came downstairs at about 7:15am this morning there was no snow falling from the sky. I was in a good mood because I didn't have to worry about driving in the bad weather.. I was going on my golly way by making my breakfast so we could leave in about 30 minutes. Half-way through my Cheerios of the multi-grain kind, I looked outside and realized there was snow.... I suddenly became a bitchy drill Sergent.. Poor Curt. He thought he was going to get to enjoy his breakfast in peace because we were avoiding the snow. I started to firmly demand he abandon his mission and put his shoes on (he takes forever to put his shoes on.. It will be the death of me) so we could immediately go to avoid sliding to our death because of slick roads. This is a great mixture of an insurance career and anxiety.. He was sitting at the table and then suddenly I became a crazy.. I feel bad for him a little.. Marriage is so fun.. :)
I hope everyone enjoyed the post and has a great Christmas. After tomorrow I don't have to be at work until 2013.. That is my Christmas gift to myself. Everyone be safe on the slick roads. If you need a reminder on how dangerous they are and how you will die if you drive on them, call me. I'd tell you free of charge!
H
Monday, November 12, 2012
I'm Sorry Thanksgiving
Hello and Happy Blogging Monday! I am so, so glad to be able to watch television and not have to be hounded by political ads. I have blogged enough about politics so I will spare every one's eyes of having to read about this for the third time. I am glad to have my friends back again and I will have to overlook some bad behavior statuses from my friends based on politics. Bad, bad behavior statuses.. Anyway, I hope you enjoy this blog post.
If you remember back in my previous posts I discussed my dislike of Columbus Day. Apparently a lot of my friends read my blog (yay for having nice friends) and now like to bring up my hatred of Columbus Day.. I have noticed that I am very particular about my holidays.. I did not realize this until Curt pointed it out to me. I happen to LOVE Thanksgiving. I have no prejudice against the pilgrims. Heck, I am very greatful for their non-murdering, raping, std giving contribution to society. Thanksgiving is a holiday based around a few of my favorite items. One of my favorite cooked birds is definitely turkey.. It is so delicious! I think my favorite cooked bird may be chicken of the fried kind but I can work with turkey. One of my favorite jellies is jellied cranberries! One of my favorite potatoes are mashed. My first potato choice is definitely fried but a girl can settle for second. I love pies especially chocolate, cherry and I am warming up to pecan. I do not like stuffing at all but I can't be completely greedy. A holiday all about eating is one for my heart. Plus with Thanksgiving you have football, shopping, family and naps. One can't go wrong with this holiday.. However, it seems more and more of America wants to forget Thanksgiving by going straight to Christmas. Everytime I see a Christmas tree, decorations or lights I must tell Thanksgiving that I am sorry. Unfortunately, I have said this frequently this year. I am sure I drive people (mainly Curt) completely crazy with this behavior. I don't know why I feel that it is necessary to apologize to Thanksgiving but it makes me so mad that people forget the pilgrims. Like Curt said, I have a problem with holidays..
Speaking of holidays, November had three extra holidays this year that most people do not realize. First, as mentioned earlier, the end of the political ads on television. I think both parties together can be thankful for this ending. Maybe I can somehow weave this into the Thanksgiving list of thanks this year.. This year I am thankful not to see anymore Todd Akin political ads. I am seriously considering sending all politicans letters about my friend Kristin who can shape their politican butts up.. Second, daylight savings time ends. Yeah, yeah, yeah I know we lose an hour of daylight at night but hello, we get an extra hour of real sleep in the morning. It is like a little piece of heaven until your body adjusts to the extra hour. Third, college basketball startsm this month. Curt and I purchase Mizzou basketball season tickets each year so we are particularly excited for the season to begin. We both love, love going to the games. It is nice because it gives us something to do in the winter and really the tickets are not the expensive. We have been grandfathered in with rates so that is especially nice. I have noticed we suddenly get more friends during basketball season so people can use our tickets. I will tell you that we can be bribed.. :)
Anyway, thanks for reading my blog. I hope you don't think i am anymore crazy than you thought I was before this post. If I don't post before Thanksgiving, enjoy your holiday! I am going to go Black Friday shopping for the first time ever this year.. I am excited and super scared at the same time. Come on big deals!!!!
H
If you remember back in my previous posts I discussed my dislike of Columbus Day. Apparently a lot of my friends read my blog (yay for having nice friends) and now like to bring up my hatred of Columbus Day.. I have noticed that I am very particular about my holidays.. I did not realize this until Curt pointed it out to me. I happen to LOVE Thanksgiving. I have no prejudice against the pilgrims. Heck, I am very greatful for their non-murdering, raping, std giving contribution to society. Thanksgiving is a holiday based around a few of my favorite items. One of my favorite cooked birds is definitely turkey.. It is so delicious! I think my favorite cooked bird may be chicken of the fried kind but I can work with turkey. One of my favorite jellies is jellied cranberries! One of my favorite potatoes are mashed. My first potato choice is definitely fried but a girl can settle for second. I love pies especially chocolate, cherry and I am warming up to pecan. I do not like stuffing at all but I can't be completely greedy. A holiday all about eating is one for my heart. Plus with Thanksgiving you have football, shopping, family and naps. One can't go wrong with this holiday.. However, it seems more and more of America wants to forget Thanksgiving by going straight to Christmas. Everytime I see a Christmas tree, decorations or lights I must tell Thanksgiving that I am sorry. Unfortunately, I have said this frequently this year. I am sure I drive people (mainly Curt) completely crazy with this behavior. I don't know why I feel that it is necessary to apologize to Thanksgiving but it makes me so mad that people forget the pilgrims. Like Curt said, I have a problem with holidays..
Speaking of holidays, November had three extra holidays this year that most people do not realize. First, as mentioned earlier, the end of the political ads on television. I think both parties together can be thankful for this ending. Maybe I can somehow weave this into the Thanksgiving list of thanks this year.. This year I am thankful not to see anymore Todd Akin political ads. I am seriously considering sending all politicans letters about my friend Kristin who can shape their politican butts up.. Second, daylight savings time ends. Yeah, yeah, yeah I know we lose an hour of daylight at night but hello, we get an extra hour of real sleep in the morning. It is like a little piece of heaven until your body adjusts to the extra hour. Third, college basketball startsm this month. Curt and I purchase Mizzou basketball season tickets each year so we are particularly excited for the season to begin. We both love, love going to the games. It is nice because it gives us something to do in the winter and really the tickets are not the expensive. We have been grandfathered in with rates so that is especially nice. I have noticed we suddenly get more friends during basketball season so people can use our tickets. I will tell you that we can be bribed.. :)
Anyway, thanks for reading my blog. I hope you don't think i am anymore crazy than you thought I was before this post. If I don't post before Thanksgiving, enjoy your holiday! I am going to go Black Friday shopping for the first time ever this year.. I am excited and super scared at the same time. Come on big deals!!!!
H
Monday, November 5, 2012
Voting
Omgsh.. Two posts within a month.. Hell must be freezing over soon.. :) First off, I must say I won't be calling out any political party that much.. So all of my extreme liberal and conservative friends can keep reading if you desire.... I hope you enjoy!!
Who reading this is extemely happy to have their regular tv commercials back after tomorrow. I never thought I cared much about commercials but now I know to never take these 30 to 60 second ads for granted again. I am literally sitting here watching Wheel of Fortune (I am so old) and I have not seen one single commercial that is a political ad. Why we are on the subject of political ads, how do some of these make the air? I sometimes watch an ad for a candidate and feel like it was an attack ad on the person it is supposed to be for.. I will watch the whole ad and say there is no way in hell I am voting for this person.. Bad, bad advertising.. My friend Kristin needs to tear into these ads and make them acceptable. I am a HUGE believer in a separation of church and state.. If you mention your church, I am not voting for you.. This is my new decision. There are thousands of people in the USA who are NOT Christian and that makes me mad to leave people out.. Also, if you are a male politican and you look like you are wearing more makeup than Lady Gaga, strike two.. If you air a commercial being a meanie butt to someone then I am not voting for you.. If you are named Todd Akin then I will never ever vote for you.. Enough ranting about him..
Speaking of voting, I think everyone needs to take a second tomorrow and honestly understand how important it is that we can have a free election. (If you are reading this outside the USA, first off, you rock and secondly, sorry about this blanket statement.). There are so many countries out there who do not let people choose what "douchebag" candidate they have as a leader. We/I do not get in any trouble for posting our opinions on the internet/Facebook/blogs or even speaking what we believe in. Democrat/Republican/Blue or Green we can all agree that this is one of the many freedoms we have and we shouldn't take it for granted. Whomever gets elected tomorrow will still be by a free election and a whole heck of a lot better than so many other places. Just remember that tomorrow..
Curt and I for the first time ever in our relationship will be voting for the same person for the main event tomorrow. In years past we both took great joy in canceling out each other's vote. It gives you a little more incentive to vote. We started thinking about a month ago how to make our vote "count" a little more this election since we aren't voting different. We have decided that tomorrow when we cast our vote we will be casting our vote with a little bonus of canceling out that one person who has annoyed the crap out of you this political season. I have been joking with a very conservative co-worker for the last month that I will be canceling out his vote. He doesn't annoy me so I am not sure if tomorrow he will be my wild card cancel vote or not. I may have to "cancel" out his vote just because he gets so worked up about my slightly liberal views. Curt has his person completely nailed out to cancel tomorrow. I suggest you try this little trick.. It adds a little bonus to voting and I bet you have a little chuckle about you win..
Speaking of friends, I am ready to have mine back. I think some of my friends may not like my views on certain subjects just as they do not like mine. Luckily after the election (give people a few days to cool off either way..) we will start having lollipop/rainbows/puppies statuses because Christmas is coming up soon and people will start getting days off of work (thank you Thanksgiving). I love that Facebook/media forums gives people a voice to be heard. I honestly have been surprised about how intelligent some of my friends are on subjects even if I do not agree. On the other hand, I have been surprised at how some people blantantly ignore/blast whole groups of people without thinking twice about it. That completely upsets me because people are still people. I once heard a person talking horribly about illegal immigrants coming into our country and I heard the best response to these ignorant comments.. The person responded by asking what would you do if you had a starving family? Don't you realize those people are unfortunate to be born in a place without wealth and ultimately they are mothers/fathers/sisters/brothers/people trying to take care of those whom they love. Wouldn't you do everything in your power to take care of your family also?
On that note, hopefully you didn't think I was a crazy person who insults the who world. I hope everyone who is of age tomorrow votes, whether you are voting with me or picking me to cancel out my vote. Just remember, only two more days until we have our tv commercials back. As always, thanks for reading..
H
Who reading this is extemely happy to have their regular tv commercials back after tomorrow. I never thought I cared much about commercials but now I know to never take these 30 to 60 second ads for granted again. I am literally sitting here watching Wheel of Fortune (I am so old) and I have not seen one single commercial that is a political ad. Why we are on the subject of political ads, how do some of these make the air? I sometimes watch an ad for a candidate and feel like it was an attack ad on the person it is supposed to be for.. I will watch the whole ad and say there is no way in hell I am voting for this person.. Bad, bad advertising.. My friend Kristin needs to tear into these ads and make them acceptable. I am a HUGE believer in a separation of church and state.. If you mention your church, I am not voting for you.. This is my new decision. There are thousands of people in the USA who are NOT Christian and that makes me mad to leave people out.. Also, if you are a male politican and you look like you are wearing more makeup than Lady Gaga, strike two.. If you air a commercial being a meanie butt to someone then I am not voting for you.. If you are named Todd Akin then I will never ever vote for you.. Enough ranting about him..
Speaking of voting, I think everyone needs to take a second tomorrow and honestly understand how important it is that we can have a free election. (If you are reading this outside the USA, first off, you rock and secondly, sorry about this blanket statement.). There are so many countries out there who do not let people choose what "douchebag" candidate they have as a leader. We/I do not get in any trouble for posting our opinions on the internet/Facebook/blogs or even speaking what we believe in. Democrat/Republican/Blue or Green we can all agree that this is one of the many freedoms we have and we shouldn't take it for granted. Whomever gets elected tomorrow will still be by a free election and a whole heck of a lot better than so many other places. Just remember that tomorrow..
Curt and I for the first time ever in our relationship will be voting for the same person for the main event tomorrow. In years past we both took great joy in canceling out each other's vote. It gives you a little more incentive to vote. We started thinking about a month ago how to make our vote "count" a little more this election since we aren't voting different. We have decided that tomorrow when we cast our vote we will be casting our vote with a little bonus of canceling out that one person who has annoyed the crap out of you this political season. I have been joking with a very conservative co-worker for the last month that I will be canceling out his vote. He doesn't annoy me so I am not sure if tomorrow he will be my wild card cancel vote or not. I may have to "cancel" out his vote just because he gets so worked up about my slightly liberal views. Curt has his person completely nailed out to cancel tomorrow. I suggest you try this little trick.. It adds a little bonus to voting and I bet you have a little chuckle about you win..
Speaking of friends, I am ready to have mine back. I think some of my friends may not like my views on certain subjects just as they do not like mine. Luckily after the election (give people a few days to cool off either way..) we will start having lollipop/rainbows/puppies statuses because Christmas is coming up soon and people will start getting days off of work (thank you Thanksgiving). I love that Facebook/media forums gives people a voice to be heard. I honestly have been surprised about how intelligent some of my friends are on subjects even if I do not agree. On the other hand, I have been surprised at how some people blantantly ignore/blast whole groups of people without thinking twice about it. That completely upsets me because people are still people. I once heard a person talking horribly about illegal immigrants coming into our country and I heard the best response to these ignorant comments.. The person responded by asking what would you do if you had a starving family? Don't you realize those people are unfortunate to be born in a place without wealth and ultimately they are mothers/fathers/sisters/brothers/people trying to take care of those whom they love. Wouldn't you do everything in your power to take care of your family also?
On that note, hopefully you didn't think I was a crazy person who insults the who world. I hope everyone who is of age tomorrow votes, whether you are voting with me or picking me to cancel out my vote. Just remember, only two more days until we have our tv commercials back. As always, thanks for reading..
H
Tuesday, October 30, 2012
Abandoned
I have been the worst little blogger over the last couple of weeks. If you are reading this for the only purpose of Curt and I's blog questions, I will stop you right there, no questions in this post. Curt and I are about halfway through our questions. We received a 100 different questions for our friends/family.. I was shocked at the willingness to participate by people. This also means that if you have questions to submit, have at it. Curt and I promise.. Well I promise for me and I'll make Curt do it...
Speaking of Curt.. We celebrated my birthday this month and national boss day! We celebrated boss day because I am just so dang good at bossing him around.. Haha. I told him that I was expecting a present.. Sadly, the big boss day holiday is the day after my birthday so he said he combined the two holidays.... I now understand what it is like to have a birthday by a major holiday. You would so get cheated if you had a birthday around Christmas or Columbus Day... Here is my short rant about Columbus Day.. This should not be a holiday. Columbus first did not even discover America! He came to America and took land from the Native Americans, who obviously found America first hence them I dunno.. living on the land.. Second, he raped, killed and passed stds to the Native Americans.. Yay government for making this a holiday! No way can government workers get the day after Thanksgiving for a real holiday off, Black Friday, but we give them this holiday.. Grrrrrr!! I also had a birthday mixed into this month.. 25 years old... I am now closer to 30 than to 20.. This hurts my heart a little.. I was a little emotional about this new age.. I don't want to really get older.. 24 honestly was my best age.. After some serious thinking, I have decided 25 will have to be my best year.. If not, I will drink a looooot of wine.. I am also going to have my friend, Kristin, who can get anything done with letters send a letter to the Cardinals to stop losing on my birthday! Hello.. Don't they understand it is my birthday! Ugh, leave it to men to mess things up..
Back to major events in my life.. Curt and I got up the courage last weekend to talk to our bank about getting a mortgage. Luckily, the loan officer was an old family friend and she made everything really, really comfortable and easy. First, figuring out what to wear to an interview for money is a little confusing. It is kind of like a tamer mullet.. Do I go business or do I go for a more relaxed look. Curt and I seriously had a debate about our clothes. We went for a relaxed look because it was Saturday and with someone we knew.. Otherwise, we would have went business. I will later have the debate to what you wear for looking for a home.. Man, the thoughts that go through my hair.. A random fact about Hannah is that I have pretty bad anxiety. I can literally think of all the horrible outcomes we can hear from the loan officer in about 10 seconds.. While in our "interview" I think we both started to feel like big time adults. We were asking about fees, monthly payments, insurance (I rocked this section) and escrow payments.. The officer once told us we could save about $50k in interest if we go for a shorter mortgage..... Not $50 dollars... $50,0000... Omg! Fortunately it all worked out and Curt and I are almost ready to make the big boy and girl decision of a house.. I hope we don't divorce..
My final thought for my short blog tonight is about Halloween. I am on the "fun" committee for my work this year so I am getting in the Halloween spirit.. I have decided after many hours of Pinterest creeping (I wish I was kidding) to be the beanie baby duck, Quackers. I have to give a shout out to my sister-in-law, Heather, and my sister, Emma, for making my sign and lending me duck clothes. Stay tuned for pictures. I ordered a sweet duck hat that quacks and has flapping wings.. Emma has nicely let me borrow some yellow rain boots. I am stoked! I like how adults act like they don't like Halloween at all but I think they may like it just as much as the kids. We had a cubicle decorating contest at work and so many people actually seemed to be in a better mood because of the silly little decorations. I wish I could trick or treat still and no get looked at silly. Getting free candy is amazing! Going door to door is a little creepy but you can't win them all. I need to find a little kid to be friends with for trick or treating in a non-molester kind of way. I also don't like men in masks.. Normally to me that would be robber but for one night I have to overlook that.. No way! 20/20 on WE has taught me otherwise.
Thanks for reading my quick blog. I promise soon to have the questions completed. I hope everyone has a nice Halloween. I am secretly going to creep on every Halloween picture people post on Facebook.. Don't hit any trick or treater with a car, this will make your car insurance go up and have bad results for the superman/batman/princess/animal you hit.
H
Speaking of Curt.. We celebrated my birthday this month and national boss day! We celebrated boss day because I am just so dang good at bossing him around.. Haha. I told him that I was expecting a present.. Sadly, the big boss day holiday is the day after my birthday so he said he combined the two holidays.... I now understand what it is like to have a birthday by a major holiday. You would so get cheated if you had a birthday around Christmas or Columbus Day... Here is my short rant about Columbus Day.. This should not be a holiday. Columbus first did not even discover America! He came to America and took land from the Native Americans, who obviously found America first hence them I dunno.. living on the land.. Second, he raped, killed and passed stds to the Native Americans.. Yay government for making this a holiday! No way can government workers get the day after Thanksgiving for a real holiday off, Black Friday, but we give them this holiday.. Grrrrrr!! I also had a birthday mixed into this month.. 25 years old... I am now closer to 30 than to 20.. This hurts my heart a little.. I was a little emotional about this new age.. I don't want to really get older.. 24 honestly was my best age.. After some serious thinking, I have decided 25 will have to be my best year.. If not, I will drink a looooot of wine.. I am also going to have my friend, Kristin, who can get anything done with letters send a letter to the Cardinals to stop losing on my birthday! Hello.. Don't they understand it is my birthday! Ugh, leave it to men to mess things up..
Back to major events in my life.. Curt and I got up the courage last weekend to talk to our bank about getting a mortgage. Luckily, the loan officer was an old family friend and she made everything really, really comfortable and easy. First, figuring out what to wear to an interview for money is a little confusing. It is kind of like a tamer mullet.. Do I go business or do I go for a more relaxed look. Curt and I seriously had a debate about our clothes. We went for a relaxed look because it was Saturday and with someone we knew.. Otherwise, we would have went business. I will later have the debate to what you wear for looking for a home.. Man, the thoughts that go through my hair.. A random fact about Hannah is that I have pretty bad anxiety. I can literally think of all the horrible outcomes we can hear from the loan officer in about 10 seconds.. While in our "interview" I think we both started to feel like big time adults. We were asking about fees, monthly payments, insurance (I rocked this section) and escrow payments.. The officer once told us we could save about $50k in interest if we go for a shorter mortgage..... Not $50 dollars... $50,0000... Omg! Fortunately it all worked out and Curt and I are almost ready to make the big boy and girl decision of a house.. I hope we don't divorce..
My final thought for my short blog tonight is about Halloween. I am on the "fun" committee for my work this year so I am getting in the Halloween spirit.. I have decided after many hours of Pinterest creeping (I wish I was kidding) to be the beanie baby duck, Quackers. I have to give a shout out to my sister-in-law, Heather, and my sister, Emma, for making my sign and lending me duck clothes. Stay tuned for pictures. I ordered a sweet duck hat that quacks and has flapping wings.. Emma has nicely let me borrow some yellow rain boots. I am stoked! I like how adults act like they don't like Halloween at all but I think they may like it just as much as the kids. We had a cubicle decorating contest at work and so many people actually seemed to be in a better mood because of the silly little decorations. I wish I could trick or treat still and no get looked at silly. Getting free candy is amazing! Going door to door is a little creepy but you can't win them all. I need to find a little kid to be friends with for trick or treating in a non-molester kind of way. I also don't like men in masks.. Normally to me that would be robber but for one night I have to overlook that.. No way! 20/20 on WE has taught me otherwise.
Thanks for reading my quick blog. I promise soon to have the questions completed. I hope everyone has a nice Halloween. I am secretly going to creep on every Halloween picture people post on Facebook.. Don't hit any trick or treater with a car, this will make your car insurance go up and have bad results for the superman/batman/princess/animal you hit.
H
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